Wineries, Breweries & Cideries
Insurance for Wineries, Breweries and Cideries in Washington and Oregon
As a winery, brewery, cidery or vineyard owner, you know that your business is complicated. Large or small, the unique risks confronted by your industry requires customized insurance solutions. Terril, Lewis & Wilke Insurance, Inc. is well-versed in the unique needs of wineries, breweries, cideries, vineyard owners and vineyard managers and can provide you with the expertise required to meet your needs.
Standard Coverages:
- Primary coverage for borrowed, rented or leased vineyard or orchard equipment
- Theft of miscellaneous tools and equipment on or away from the insured premises
- Building, business personal property and stock
- Business income
- Extra expense
- Equipment breakdown
- Crime
- Inland Marine
- Contamination/Spoilage
- Product Recall
- Wine/Beer Tank leakage
- Fine arts
- Computers and media
- Professional Liability
Property Coverages:
Covers buildings utilized for processing and warehousing, offices and tasting rooms Scheduled property; including wine, beer or cider stock, barrels, tanks and equipment.
- Primary coverage for borrowed, rented or leased vineyard equipment
- Theft of miscellaneous tools and equipment on or away from the insured premises
- Building, business personal property and stock
- Business income
- Extra expense
- Equipment breakdown
- Crime
- Inland Marine
- Contamination/Spoilage
- Product Recall
- Wine leakage
- Fine arts
- Computers and media
Liability Coverages:
- Auto liability
- Product liability
- Liquor liability
- Chemical drift
- Personal liability for sole proprietors
- General liability
- Employment practices liability
- Employee benefit liability
- Product withdrawal expense
- Professional liability
- Internet Cyber liability and network protection
- Auto liability
- Umbrella liability