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Tow Truck Insurance

Tow truck businesses are responsible for safely transporting disabled vehicles. They must have specific insurance to help protect the company from liability claims and damage resulting from unexpected incidents and accidents.

What Insurance Policies Does a Tow Truck Company Need?

Tow truck companies must carry minimum amounts of commercial auto insurance as their state’s laws dictate. In addition, general liability insurance is essential as it helps pay for accidental third-party bodily injury or property damage and certain other third-party claims.

Tow truck companies must protect customer property. On-hook towing insurance helps provide coverage for a customer’s vehicle while being towed, and garagekeepers liability coverage helps protect a customer’s vehicle while parked on the tow company’s property.

In addition to these coverages, tow truck companies may benefit from tailoring their insurance coverage to include the following:

  • Collision and comprehensive vehicle insurance
  • Uninsured motorist insurance
  • Medical payments insurance
  • Commercial property insurance
  • Business interruption insurance

Contact Us

Tow truck businesses face risks specific to their industry. Having appropriate insurance can help provide essential financial protection for the company’s benefit. Contact Terril, Lewis & Wilke Insurance Inc today to learn more about how to insure your tow truck company properly.

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